Wednesday, 29 February 2012

Mutual Fund and Equity Overview

• What is Mutual Fund - Overview
• Types of Mutual Fund – Structure Wise and Objective Wise
• Regular Terms used in Mutual Funds
• Conviction on Equity Mutual Funds for Long Term Wealth        Creation

Concept of a Mutual Fund
A common pool of money into which
investors place their contribution
This money is to be invested
according to the pre-stated objectives of the fund
Ownership of the fund is joint or mutual amongst all investors -
equivalent to the contribution made as a proportion of the overall fund
Ownership through holding of units at NAV

Advantages of Mutual Fund
Portfolio Diversification
Reduction of Risk
Professional Management
Reduction of Transaction Costs
Access to Information
Types of Funds: As per Structure
Open-ended
                      Daily sale/purchase
                      No fixed maturity
                     Fund is “secondary market”
                      Sale during NFO
Closed-ended
                      Fixed Maturity
                      SE is secondary market
                      Periodic sale / purchase
                     No fixed maturity

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