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Diversified equity funds

	10-year return (%)	SIP return (%)
Franklin India [ Images ] Prima	22.16	35.78
HDFC [ Get Quote ] Equity	23.76	33.22
Franklin India Bluechip	24.21	31.43
Franklin India Prima Plus	22.99	30.22
Birla Advantage	23.79	26.16
HDFC Capital Builder	15.43	24.54
Prudential ICICI [ Get Quote ] Power	15.02	23.80
Magnum Global	13.53	22.98
Tata Growth	10.02	22.71
Canexpo	15.77	21.90
Morgan Stanley Growth	16.22	20.35
Taurus Starshare	8.67	19.93
GIC Fortune '94	7.89	18.16
UTI Master Growth	11.78	17.40
GIC Growth Plus II	12.46	17.14
Magnum Multiplier Plus	10.16	16.87
UTI Grandmaster	9.47	16.87
Magnum Equity	11.68	16.60
Taurus Discovery Stock	2.67	16.26
Unit Scheme '92	10.61	15.84
UTI Equity	8.63	15.56
J M Equity	8.11	14.81
UTI Master Plus '91	9.23	14.32
Principal Equity	8.43	14.20
UTI Mastershare	8.11	13.20
LICMF Growth	-2.08	10.35
LIC [ Get Quote ] MF Equity	1.70	9.25

Equity Linked Saving Schemes

	10-year return (%)	SIP return (%)
Magnum Taxgain	20.28	29.29
Canequity-Tax Saver	9.84	13.03

Balanced funds

	10-year return (%)	SIP return (%)
Alliance '95	28.18	29.38
HDFC Prudence	22.95	28.17
UTI Balanced	21.19	22.24
J M Balanced	15.04	18.13
GIC Balanced	8.03	12.61

As can be seen from the performance figures, the SIP has delivered better returns than a lump-sum investment.

Value Research